RBI Holds Rates Steady, Signals Cautious Optimism on Inflation

RBI MPC kept repo rate unchanged at 6.5% for eighth consecutive meeting in 6-0 unanimous decision.

Governor Das cited moderating food prices and stable core inflation at 3.8%. GDP growth forecast raised to 7.2%.

Banking liquidity remains adequate. EMIs stay unchanged for home and auto loan borrowers.

RBI introduced new framework for fintech lending regulations effective October 2026.

Markets reacted positively with banking stocks gaining 2% in afternoon trade.